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Dina is part of the Communal Bank, "La Hermandad," in the neighborhood of Maipú. She sells lingerie, sportswear, toys, and herbal medicines in a booth at a fair in her neighborhood, which is installed in 3 locations. She has been working 4 days a week including all weekends for 18 years. Dina also manufactures products for the defined seasons with her sewing machine. For example, on national holidays she makes typical costumes and for Christmas she makes tablecloths and napkins.

Dina shares her position at the fair with her daughter who sells dolls. With this loan Dina will buy lingerie. Her dream is to have more customers to increase her sales.

For Dina, Fondo Esperanza has been a great help for low interest loans and educational workshops, not only for business but also for values and personal relationships.

Maipú is a municipality located east of Santiago, capital of Chile. Designated as the largest municipality of Chile, it is called the cradle of the country due to major historical events that ocurred on those lands during the time of independence.
View original language description ↓
Dina forma parte del banco comunal “La Hermandad” de la comuna de Maipú. Ella vende ropa de lencería, ropa deportiva, juguetes y hierbas medicinales en un puesto en una feria de su comuna, la cual se instala en 3 lugares diferentes. Trabaja 4 días a la semana, incluyendo todos los fines de semana, desde hace 18 años. Además Dina confecciona productos para temporadas definidas, con su máquina de coser, por ejemplo: en fiestas patrias hace trajes típicos y para navidad hace manteles y servilletas. Dina comparte el puesto en la feria con su hija , quien vende muñecas.
Con este préstamo Dina comprará lencería. Su sueño es tener más clientes para aumentar sus ventas.
Para Dina Fondo Esperanza ha sido una gran ayuda, por su bajo interés en los préstamos y por los talleres educativos, no solo de negocios, sino también de valores y de relaciones personales.
Maipú es una comuna ubicada al este de Santiago, capital de Chile. Designada como la comuna más grande de Chile es llamada Cuna de la Patria debido a importantes hechos históricos ocurridos en esas tierras durante la época de la Independencia.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 479.3
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Dina to buy lingerie clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 27, 2010
Dec 1, 2010
Currency Exchange Loss:
May 15, 2011