Najma is a married woman with four children, two of whom attend school, while two are too young for school. She owns a house that has electricity and piped water. Her greatest monthly expenses are electricity bills, school fees and food for the family.
She operates her business of selling bedsheets, window curtains, and handbags. In addition, she sells charcoal to contribute to her other source of income.
Najma faces a major challenge of delayed payments by creditors who purchase goods on credit. She hopes to build houses for rent in the future.
With the Kshs 50,000 she wants to purchase two bundles of bedsheets, window curtains, and handbags. She decided to join Yehu to access loans to improve her business.
About Yehu Microfinance Trust
This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.