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Pamela
Pamela is part of the communal bank "Los Conquistadores" in the municipality of Puente Alto. For three years, she has sold used household linens, such as towels, curtains, sheets, and blankets, at a market stand four days a week, including weekends. With this loan she will buy merchandise and will also include used undergarments.

Her dream is to have a permanent shop, so that she could be there more days and more hours. Along with having greater opportunities for sales, this would be more convenient, on account of not having to carry her merchandise back and forth every day. Her principal motivation is to eventually enlarge her house, where she lives with her husband.

Pamela is very happy working with Fondo Esperanza, since they have been an important contributor for her business and for motivating her to continue growing. Puente Alto is a municipality located to the north of Santiago, the capital of Chile. It was founded as a small rural town at the end of the nineteenth century, but due to its demographic growth, today it is one of the municipalities with the largest populations in Chile, surpassing 600,000 inhabitants. It is the gateway to Cajón del Maipo, one of the foothills areas of the Metropolitana Region, with hiking trails, cavalcades, and rafting, among other activities, as well as food and lodgings.
View original language description ↓
Pamela forma parte del banco comunal “Los Conquistadores” de la comuna de Puente Alto. Ella vende ropa para el hogar usada, como por ejemplo: toallas, cortinas, sábanas y cobertores, en un puesto en la feria, 4 días a la semana, incluidos todos los fines de semana, desde hace 3 años. Con este préstamo comprará mercadería y también incluirá ropa interior usada.
Su sueño es tener un local establecido, para así poder atender más días y más horas, ya que además de tener mayores oportunidades de venta, tendría más comodidad, al no tener que llevar y traer cada día su mercadería. Su principal motivación es terminar de ampliar su casa, en donde vive con su esposo.
Pamela está muy contenta trabajando con Fondo Esperanza, ya que ha sido un importante aporte para su negocio y para motivarse a seguir creciendo.
Puente Alto es una comuna ubicada al norte de Santiago, capital de Chile. Fue fundada como un pequeño pueblo rural a fines del siglo XIX, pero dado su crecimiento demográfico es actualmente una de las comunas con mayor población de Chile, superando los 600 mil habitantes. Es la puerta de entrada a uno de los sectores precordilleranos de la región Metropolitana, conocido como el Cajón del Maipo, sector con espacios de caminatas, cabalgatas, rafting, entre otras actividades y servicios de alojamiento y alimentación.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 479.3
    Chile Pesos (CLP) = $1 USD