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Gulbaira's Group
In this Group: Gulbaira , Elmira , Nurzada , Asan
Gulbaira J., 42, is the leader of this group. She lives in the town of Toktogul, famous for having the biggest water reservoir in Kyrgyzstan. She is married and has three children. Gulbaira owns a small shop where she sells groceries, helped by her 17-year-old daughter. In the past six years, she has managed to open a shop and build a temporary building by her house. She would like to use this loan to increase the circulation of goods and add office supplies to her shop. If she succeeds, she plans to open a bigger shop.

Microcrediting helps poor regions of the world increase entrepreneurship and have steady employment. Microcrediting is a source of future growth, ending poverty and gaining credibility in the mainstream of the finance industry. It builds income and wealth and eliminates poverty. Microcreditors build trust and help during difficult times.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused microfinance institution in Kyrgyzstan. MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulbaira's Group's $1,550 loan helped a member to purchase goods for sale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 27, 2010
Nov 11, 2010
Currency Exchange Loss:
Jul 15, 2011