Isatu K. is 35 years old and married with 3 children. After the war, life was very difficult for the family. They were depending on subsistence farming only. Isatu then joined a Rotating Savings and Credit Association club in the village. With her first loan and her savings, she started a small business. The subsequent loans enabled her to expand her business and purchase 2 sheep for the family. She can now pay for her children’s education. She is requesting a loan of $525 to further expand her business and increase farming activities with a greater number of sheep.
About Salone Microfinance Trust (SMT)
Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.