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Kydykbek G. is a farmer from Tashkiya village. He is 43 years old and has three daughters aged 6, 8 and 10. Kydykbek was born into a large family with ten children but in spite of many difficulties, he was able to graduate from college as a builder and worked in this trade for 20 years. He is known as a very positive, hardworking person and a grateful son, who lives with his elderly parents and supports them.

In 1994, in order to find more means of subsistence for his large family, Kydykbek decided to start his own business in cattle breeding. Over the past 16 years, his efforts have been aimed at supporting and expanding his household. He has managed to multiply the number of cattle and today he has four milk cows, five sheep, five lambs and one horse. Also, Kydykbek began cultivating potatoes and holy clover on a plot of land and worked hard to get a good harvest of high quality products.

Now Kydykbek is applying for a loan of 120,000 KGS to buy five bull calves for fattening and resale. With the revenues from this investment, he plans to broaden his business by purchasing more cattle for fattening. His plans for the future include providing a higher education to his daughters; he dreams of seeing them as progressive-minded persons.

Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Kydykbek to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 29, 2010
Nov 11, 2010
Currency Exchange Loss:
Jan 15, 2012