Musu is thirty-two years old and married. With one child, she runs a restaurant and mini-bar. Her husband works as a community development worker but his income is insufficient to manage the family’s expenses. Musu has been an SMT client since 2004 and has seen her business grow with her previous loans. With some savings and the current loan, she purchased a freezer for her business and has attracted many customers. According to her, she would like to diversify her business by supplying stationery to NGO and government offices in Kabala town. She is therefore requesting a $375 loan.
About Salone Microfinance Trust (SMT)
Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.