Doña Eva Nohemí is 18 years old. She is married and has 2 young children. Eva tries to support her family financially and provide a better future for her children. She works selling clothes, an activity which she has been doing for more than 4 years. She sells in several towns and on town market days to improve her sales and have more customers. Eva decided to get together some friends and neighbors who she has known for more than five years to form a group since she tries to support not only her family but also people from her community. Each one of the women works in a different business activity such as: fruit sales, raising animals, making backpacks, notions sales, etc. Eva needs to better stock her business to improve her sales. In this way she can earn a little more income.
Doña Eva Nohemí, tiene 18 años de edad, es una señora casada, tiene 2 hijos pequeños, doña Eva trata de apoyar económicamente a su familia y prepararle un mejor futuro a sus hijos, ella se dedica a la venta de ropa que ella ha podido mantener, actividad que ha venido realizando desde hace más de 4 años, ella vende en varios municipios, y en los días de plaza del pueblo, para mejorar sus ventas y tener más clientes, doña Eva se decide reunir a algunas amigas y vecinas que conocía desde hace mas de cinco 5 para poder conformar un grupo ya que ella trata de apoyar no solo a su familia si no que también a las personas de su comunidad, el cual cada una de las señoras se dedican a diferentes actividades tales como: venta de frutas, crianza de animales, elaboración de mochilas, venta de mercería, entre otros. Necesita surtir mas su negocio para poder mejorar las ventas, de esa manera ella puede obtener un poco mas de ganancias.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.