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Ana Isabel
Ana, 24, has a small store. She lives with her husband and 3 children in a suburb of Guayaquil in an area where many of the residents are merchants.

Since she married at a very young age and her economic situation was not very good, she and her husband invested their savings so that they could have their own business. They started up a store with some groceries so that she could have more time with her 3 children. Now she has dairy, fruit, grains, drinks and other items in her store. She starts work at 7:30am, and her first task is to buy the groceries in the market.

With the loan she wants to buy rice, canned goods and drinks for her store. In the future she wants to finish building her house, and to have a bigger store to secure the future of her family.
View original language description ↓
Ana de 24 años, tiene una pequeña tienda, vive con su esposo y tres hijos en el suburbio de Guayaquil zona caracterizada porque la mayoría de sus habitantes son comerciantes.

Debido a que se caso muy joven y su situación económica no era tan buena ella y su esposo invirtieron sus ahorros con la idea de tener su propio negocio. Comenzaron la tienda con algunos víveres y a pasar más tiempo con sus tres hijos. En la actualidad tiene en su tienda con lácteos, frutas, granos, bebidas etc. Trabaja desde las 07h30am primero comprando los víveres en el mercado.

Con el préstamo quiere comprar arroz, enlatados, bebidas para su tienda. En el futuro quiere terminar de construir su casa y tener una tienda más grande para asegurar el futuro de su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Isabel to buy rice, canned goods and drinks for her store.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 13, 2010
Nov 10, 2010
Currency Exchange Loss:
Feb 15, 2012