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Pablo Fernando
Pablo is 29 years old. He is a cabinet maker and works in his own workshop. He lives in an urban area which is considered a suburb of Guayaquil and is noted for the fact that the majority of its inhabitants are merchants.

His father taught him how to make furniture from an early age. As he grew up, at the age of 13, he began to make his first pieces of furniture with his dad's help. After a while he decided that his profession was going to be that of a cabinet maker in a family business. He currently works from contracts that his customers make with him. He doesn't work fixed hours because he works with his father in his own workshop. He makes doors, shelves, living room sets, dining room sets etc.

To continue in his business he would like to use this loan to buy paint, lacquers and thinners to finish furniture which he has made. In the future, he would like to continue working as a cabinet maker and help his parents financially.
View original language description ↓
Pablo de 29 años, es ebanista en un taller. Vive en una zona urbana llamada suburbio de Guayaquil y caracterizada porque la mayoría de habitantes son comerciantes.

Su papa le enseño desde pequeño como hacer un mueble cuando creció y a la edad de 13 años empezó a realizar sus primeros muebles con ayuda de su papa. Después de un tiempo decidió que su profesión iba a ser ebanista en un negocio familiar. En la actualidad trabaja por contratos que le hacen sus clientes no tiene horario fijo porque trabaja con su papa en su propio taller. Hace puertas, anaqueles, juegos de salas, comedor etc.

Para seguir con su negocio el quiere comprar con el préstamo pintura, laca, diluyentes para pinta muebles que tiene hechos. En el futuro quiere seguir trabajando como ebanista y ayudar a sus padres económicamente.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 68
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Pablo Fernando to buy paint, lacquer and thinner.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2010
Nov 10, 2010
Currency Exchange Loss:
Nov 15, 2011