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Mrs. Cheng S. is a 28 year old married mother who currently lives in Kompong Tom province in Cambodia. She is married with two school-aged kids. To earn an income for living, Mrs. Cheng S. sells a few products such as perfume, fast food, plastic products in front of her home. Another source of family income comes from her husband who works as a building worker. Because selling is a profitable business for the family, Mrs. Cheng S. requested a loan to provide additional capital to purchase more items for selling.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $37,529,700
    Funds lent in using Kiva
  • 4,060.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Cheng to purchase more items to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 28, 2010
Nov 10, 2010
Currency Exchange Loss:
Dec 17, 2011