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Daisy Judith
Mrs. Daisy Bermúdez Q. is 44 years old. She is separated and lives with her 13 year old daughter in an apartment in Barranquilla. For three years she has been selling merchandise such as women's outerwear, bags, wallets, creams and silver accessories. Her selling experience began more than thirty years ago when she began selling candy at high school to pay for her textbooks. Recently, Daisy has been distributing a line of women's underwear that they send her from the city of Medellín and it has been very popular, especially with young women because they are pieces adorned with lace and embroidery that give them a sexy and feminie look. Daisy's clientele is made up of friends, neighbors, relatives and referrals to whom she gives up to 60 days to pay her in two, three, or four payments.

This is the first loan that Daisy has taken out with the Mario Santo Domingo Foundation and she will invest it in buying merchandise and paying for it upfront in quantities that will mean significant discounts for her. In the future, her plans are to open a small store in a mall to offer her products and connect with new customers who will pay up front. With pride and happiness, Daisy affirms that "by selling merchandise" she has been able to finance her young daughter's high school education at one of the best private high schools in the city. This shows how important her work has been for her family. Her dream for the future are to also be able to finance her university studies because according to her, the best legacy a parent can leave a child is a good education based in Christian values.
View original language description ↓
La señora Daisy Bermúdez Q. tiene 44 años, es separada y vive con su hija de 13 años en un apartamento en Barranquilla. Desde hace tres años ella se dedica al comercio de mercancía como ropa exterior femenina, bolsos, carteras, perfumes, cremas y accesorios de plata; su experiencia en ventas se remonta a más de treinta años cuando empezó a vender dulces en el colegio para financiar sus textos escolares. Recientemente la señora Daisy está distribuyendo una línea de ropa interior femenina que le envían desde la ciudad de Medellín y ha tenido una gran acogida, especialmente en mujeres jóvenes, porque son prendas decoradas con encajes y bordados que le dan un aspecto más sexy y femenino. La clientela de la señora Daisy está conformada por amigos, vecinos, familiares y referidos a quienes les da hasta 60 días de plazo para que le paguen en dos, tres o cuatro partidas.
Este es el primer préstamo que la señora Daisy tramita con la Fundación Mario Santo Domingo y lo invertirá en comprar mercancía de contado y en volúmenes que le represente importantes descuentos. Ella aspira en el mediano plazo abrir un pequeño almacén en algún centro comercial para poder ofrecer sus productos y conectarse con nuevos clientes que compren de contado. Con orgullo y alegría la señora Daisy afirma que “a punta de vender mercancía” ha logrado financiar los estudios de secundaria de su pequeña hija en uno de los mejores colegios privados de la ciudad, esto demuestra lo importante que ha sido su desempeño comercial en su ida familiar; su sueño mas adelante es poder también financiarle sus estudios universitarios, porque según ella, el mejor legado que un padre le puede dejar a su hijo es una buena formación académica cimentada en valores cristianos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 167
    View loans »
    Colombia Loans Fundraising
  • $12,834,025
    Funds lent in using Kiva
  • 1,821.9
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Daisy Judith to buy merchandise and pay for it upfront and in quantities that would mean significant discounts for her.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 10, 2010
Listed
Nov 10, 2010
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2011