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Maria Concepcion
Maria Concepcion P. T., 55, lives with her husband and children in the canton of Guaranda, Bolivar Province. She has 4 children. Maria belongs to the Ventanilla Guantucoto located a half hour from Guaranda, a group dedicated to agriculture and livestock, in particular planting corn and potatoes in the mountainous area and rice in the coastal zone. Ventanilla has 25 members. Maria has earned her living in agriculture for several years, sowing corn and potatoes. In addition, she breeds and raises animals for sale, purchased in Guaranda and sold in the main market of the same city. She is requesting this loan to purchase supplies for planting corn and potatoes. This credit will help her supply the needs of her family. They face challenges such as pests and diseases in the crops. Her dream is to purchase a vehicle and a house. She enjoys being with her family.
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Maria Concepcion P. T. tiene 55 años. Es casada vive con el esposo y con los hijos, vive en el cantón de Guaranda en la Provincia de Bolívar. Tiene 4 hijos.

Maria pertenece a la Ventanilla Guantucoto ubicada a media hora de Guaranda perteneciente, es un grupo que se dedica a la agricultura y a la ganadería especialmente a la siembra de maíz y papas en la zona de la sierra y en la zona de la costa al arroz, esta ventanilla tiene 25 miembros.

Maria se dedica a la agricultura por varios años, siembra maíz y papa, además tiene animales de cría y ganado para luego vender, las comprar las realiza en Guaranda y vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la compra de insumos para la siembra maíz, papa. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades de la familia. Enfrentan desafíos como plagas y enfermedades en los cultivos. Su sueño es comprar vehiculo y comprar casa.
Le gusta estar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Concepcion planting supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 27, 2010
Nov 9, 2010
Currency Exchange Loss:
Nov 18, 2011