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Laura Piedad
Laura Piedad M. C. is 25 years old. She is married and lives with her husband and children. She lives in the canton of Guaranda in the Bolivar province. She has 2 children.

Laura belongs to the rural communal bank "Guantucoto," located a half hour from Guaranda. The members of this group work in agriculture and livestock production, particularly the cultivation of corn and potatoes in the highlands and rice in the coastal area. This communal bank has 25 members.

Laura has been farming for a number of years. She grows corn and potatoes, and in addition she raises livestock to later sell. She buys her animals in Guaranda and she makes her sales in the wholesale market in the same city.

She requests a loan to buy supplies to cultivate corn and potatoes. The support of this loan will help her financially to provide the necessities for her family. They encounter challenges such as pests and diseases with the crops. Her dream is to buy a vehicle and a house. She enjoys parties because she likes to dance.
View original language description ↓
Laura Piedad M. C. tiene 25 años. Es casada vive con el esposo y con los hijos, vive en el cantón de Guaranda en la Provincia de Bolívar. Tiene 2 hijos.

Laura pertenece a la Ventanilla Guantucoto ubicada a media hora de Guaranda perteneciente, es un grupo que se dedica a la agricultura y a la ganadería especialmente a la siembra de maíz y papas en la zona de la sierra y en la zona de la costa al arroz, esta ventanilla tiene 25 miembros.

Laura se dedica a la agricultura por varios años, siembra maíz y papa, además tiene animales de cría y ganado para luego vender, las comprar las realiza en Guaranda y vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la compra de insumos para la siembra maíz, papa. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades de la familia. Enfrentan desafíos como plagas y enfermedades en los cultivos. Su sueño es comprar vehiculo y comprar casa.
Le gusta las fiestas por que le gusta bailar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Laura Piedad to buy supplies to cultivate corn and potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 27, 2010
Listed
Nov 9, 2010
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011