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Sara Martha
Sara Martha Q. M. is 18 years old. She is married and lives with her husband and son in the Guaranda subdivision of the Bolivar province. She has one son.

Sara belongs to the solidarity group Guantucoto which is located half an hour from Guaranda. The group is dedicated to agriculture and livestock especially corn and potatoes in the highlands area and in rice in the coastal area. The group has 25 members.

Sara has been farming for several years. She grows corn and potatoes and also raises livestock and cattle to sell. She buys at Guaranda and then sells at the wholesale market in the same city.

She is requesting this loan to purchase supplies to plant corn and potatoes. The support from this loan will help her financially to provide for her family's needs. She faces challenges such as pests and crop diseases. Her dream is to buy a car and a home. She enjoys playing sports with her children.
View original language description ↓
Sara Martha Q. M. tiene 18 años. Es casado vive el esposo y con el hijo, vive en el cantón de Guaranda en la Provincia de Bolívar. Tiene 1 hijos.

Sara pertenece a la Ventanilla Guantucoto ubicada a media hora de Guaranda perteneciente, es un grupo que se dedica a la agricultura y a la ganadería especialmente a la siembra de maíz y papas en la zona de la sierra y en la zona de la costa al arroz, esta ventanilla tiene 25 miembros.

Sara se dedica a la agricultura por varios años, siembra maíz y papa, además tiene animales de cría y ganado para luego vender, las comprar las realiza en Guaranda y vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la compra de insumos para la siembra maíz, papa. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades de la familia. Enfrentan desafíos como plagas y enfermedades en los cultivos. Su sueño es comprar vehiculo y comprar casa.
Le gusta hacer deporte con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sara Martha purchase supplies to plant corn and potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 27, 2010
Nov 9, 2010
Currency Exchange Loss:
Nov 15, 2011