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Wana Wa Ngurumo Group
In this Group: Mariam, Mwanaidi, Zuhura, Hellena, Amiri, Karim, Abelah, Winfrida, Alice*, Joyce, Mary, Jamira, Revocata, Avelina, Asha, Editha
* not pictured
Mariam K. is in her late thirties. She is married with one son, who is in school. She runs a business as a food vendor, and is also running a business selling second-hand clothes. She works from 6 am to 7 pm. She buys her clothes from the Kariakoo market in Dar es Salaam and sells them in Morogoro, a town about four hours' drive southwest of Dar es Salaam.

This will be Mariam's third loan from Tujijenge Tanzania. She used her first loans, which she successfully repaid, to increase her food business and begin her clothing business. She wishes to use the current loan to buy more clothes, as well as to keep some in the bank, because her husband is sick.

Mariam will share this loan with the other members of Wana wa Ngurumo Group, sixteen in total. The members will hold each other accountable in repaying the loan. In the photo, Mariam can be seen on the far left in the first row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,490.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Wana Wa Ngurumo Group's $4,625 loan helped a member to buy more used clothing for resale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 8, 2010
Nov 9, 2010
Currency Exchange Loss:
Mar 24, 2011