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Rosa Adela
Rosa is a busy merchant. For several years she has sold assorted women’s and children’s clothes and underwear and now has a stable business.

She started out with little inventory and with economic help from her husband. Gradually she has increased her stock over the years thanks to loans from the institution. She has taken advantage of this opportunity to keep her business afloat, rotating stock that has made it possible for her to sell greater variety thus acquiring more customers.

This loan’s purpose is to buy two dozen women’s denim pants, two dozen skirts, two dozen men’s shirts, and outfits for girls, sandals, shoes, underwear and other assorted items.

Among her plans are the purchase of display cases to showcase her products and the purchase of a manikin for better appearance. She’s happy with the investment.
View original language description ↓
Rosa es una mujer activa al comercio, desde hace varios años comercializa ropa de dama, niñas, ropa interior y variedades diversas logrando un equilibrio.
Inicio con poco inventario y ayuda económica de su esposo, lo que ha venido aumentando con los años su comercio atreves de préstamos que la institución ha dado. El cual he aprovechado esta oportunidad de mantener su negocio activo, con productos rotativos, que ha logrado vender variedad lo que le ha permitido la captación de clientes.
Con este financiamiento su propósito es la compra de ropa con dos docenas de pantalón jeans de mujer, dos docenas de faldas, dos docenas de camisa de varón, trajes de niñas, sandalias, zapatos, ropa interior y variedades.
Como planes es la compra de vitrinas para exhibir sus productos y comprar maniquí para lograr mejor visión. Contenta por la inversión.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 134
    View loans »
    Nicaragua Loans Fundraising
  • $24,558,975
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Rosa Adela to buy assorted clothing.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Oct 30, 2010
Nov 10, 2010
Currency Exchange Loss:
Jan 15, 2012