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El Roble Group
In this Group: Marcelina, Segunda , Maria Luz
Mrs. Segunda R. Hernandez lives in the town of Ocotepec, state of Chiapas, Mexico. She is married to Mr. Facundo C. Chavarria and she is responsible for her 12-year daughter whose name is Brenda Guadalupe and she is in sixth grade.

She is requesting a loan with two additional friends to invest it a shop to sell tortillas; adequate money is needed to maintain the shop in good condition and she cannot support the expense alone; for that reason, she became partners with Mrs. Marcelina and Mrs. Maria Luz to contribute and maintain the business together.

What motivated her to setup the tortilla shop were her children; there are no tortilla shops in their area and people need to make tortillas by hand, which is a lot of work; even though it is the first time she finds the courage to setup the shop, she hopes for the best with the help of God and the loan.

She wishes for her tortilla business to grow day after day, and have the means to support herself while God grants her life, and also support her daughter who is studying. It is very important for Mrs. Segunda that her daughter finishes her education.

Mrs. Segunda formed the group with two neighbors who live in the same neighborhood; the group is called El Roble (The Oak); the reason for the name is because there is small oak tree where they live.

The following three people form the group: Marcelina Altuna S. will in invest the loan in buying maseca (corn flour), propane and providing maintenance to the tortilla maker; Segunda R. Hernandez will invest the loan in buying tools for the tortilla maker; Maria Luz C. Munoz will buy propane and tools to make tortillas.
View original language description ↓
La señora Segunda Ramírez Hernández, vive en la localidad de Ocotepec Estado de Chiapas México, es casada con el señor Facundo C. Chavaría, en su poder tiene una hija de doce años y se llama Brenda Guadalupe que está en sexto de primaria.
Ella solicito el préstamo junto con dos compañeras mas para invertirlo en la tortillería, ya que para tenerlo en buenas condiciones se nenecita suficiente dinero y ella sola no puede con los gasto, fue así como se asocio con doña Marcelina y las señora María Luz y juntas aporten y mantenga su negocio.
Lo que motivo a la señora en poner una tortillería fueron sus hijos ya que en la localidad donde ellos viven no hay tortillería y tienen que hacerlo a mano, y ya se les hace muy pesado a la personas, y aun que es la primera vez que se anima a tenerla espera que con la ayuda de Dios y del préstamo le irá bien.
Lo que ella desea es que su negocio de la tortillería crezca día con día y así tenga como apoyarse durante dios le preste vida, como tambien apoyar a su hija que está estudiando y a que para ella es muy importante a que termine una carrera.
Segunda formo el grupo junto con dos vecinas que viven en la misma localidad y lleva por nombre el roble la razón del nombre es porque en donde ellas viven ay un arbolito de roble.
Las personas que integran el grupo son tres y son las siguientes:
Marcelina Altuna Sánchez: invertirá el préstamo en la compra de maseca, gas, y también darle mantenimiento a la maquina para hacer tortilla.
Segunda Ramírez Hernández: invertirá el préstamo para comprar herramientas para la maquina de elaborar tortillas.
Maria luz C. M.: comprar gas y herramientas para elaborar tortillas.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 0
    View loans »
    Mexico Loans Fundraising
  • $17,740,600
    Funds lent in using Kiva
  • 12.2
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Roble Group's $1,000 loan helped a member buy propane, maseca (corn flour) and tools for the tortilla shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 4, 2010
Listed
Nov 8, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011