Mercedes is 44 years old and she sells food in a school; she lives with her husband and son in a zone called Paraiso located in the outskirts of the city.
She has been selling food in a school for a long time to help her husband with the family expenses. Although she wishes to have her own eatery, she continues to work because she does not have the necessary money. A difficulty with her job is the distance from her house to the school, since she has to use public transportation.
She has a brick house and she wishes for building improvements so she can offer a better life to her son; with the loan, she wants to buy cement, bricks, and paint. In the future, she wants to finish building her house and have an establishment to sell food.
Mercedes de 44 años, trabaja vendiendo comida en un colegio, vive con su esposo e hijo en una zona periurbana llamada Paraíso.
Trabaja en un colegio vendiendo comida desde ya mucho tiempo para ayudar con los gastos de su familia a su esposo. Aunque desea tener su propio comedor sigue trabajando porque aun no tiene el dinero necesario para ello. Una de las dificultades de su trabajo es la distancia que tiene el colegio a su casa ya que tiene que ir en los buses urbanos.
Su casa es de ladrillos y desea construirla mejor para darle una mejor vida a sus hijos por eso quiere comprar con el préstamo cemento, bloques y pintura. En el futuro quiere terminar de construir su casa y tener un local de venta de comidas.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.