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John Deere
John Deere M. is a married man who lives in Brgy, Orong, Kabankalan City, Negros Occidental. He earns his living by operating three business ventures: motorcycle operator, buy and sell of livestock and charcoal. His wife, Helen M., who is 40 years old, works as a housewife and helps her husband in the business activities. They have two children who are 13 and 20 years old. John Deere joined NWTF-Project Dungganon in 2006 because he aspired for something better for his family. With the help of his past three loans from NWTF-Project Dungganon, John Deere has been incrementally lifting his family out of poverty by the sweat of his brow. His previous loan of PHP 19,500 helped him earn a monthly profit of PHP 8,800, thus uplifting the family's standard of living. This time, for his fourth loan, he is borrowing PHP 29,500, which he intends to use to fund his business operations so that he could continue to save up for the future of his family and the business. John Deere M. is a Dungganon man who is following an honorable path towards the achievement of his dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team on

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 831
    View loans »
    Philippines Loans Fundraising
  • $63,369,350
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped John Deere to fund his business operations.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 8, 2010
Nov 8, 2010
Currency Exchange Loss:
Jul 15, 2011