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Abunzubumwe Kgrm Group
In this Group: Marguerite, Therese, Seraphine, Francoise, Regine, Francoise, Rose
Séraphine M., 31 years old, is a member of Abunzubumwe KGRM, a group of women entrepreneurs.

She sells fruit in Nyabugogo. She is married and has three children between the ages of five and ten. All attend school.

Séraphine plans to use her loan to buy fruit. In order to boost her operations, she could sell the fruit at the Nyabugogo market. Her goal is to renovate the family home.

Note ** There are eight people in the photo, but this group consists of seven members. One of the ladies was pregnant and is not currently active within the group.
Séraphine M. est une femme de 31 ans, et elle est un membre de la groupe Abunzubumwe KGRM, un groupe des femmes entrepreneurs. Elle vend les fruits à Nyabugogo. Elle est mariée, et elle a 3 enfants entre 5 ans et 10 ans. Tous ses enfants vont à l'école. Avec son prêt, elle veut acheter des fruits. Séraphine voudrait améliorer ses activités, alors elle pouvait vendre les fruits au marché a Nyabugogo. Son ambition pour sa famille est de rénover sa maison d’habitation.

Note** Il y a sept personnes dans ce groupe, mais il y a huit personnes dans la photo. Une de ces femmes était enceinte, alors elle ne travaille pas encore.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 3
    View loans »
    Rwanda Loans Fundraising
  • $15,562,050
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abunzubumwe Kgrm Group's $1,200 loan helped a member to buy fruit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 27, 2010
Nov 17, 2010
Currency Exchange Loss:
May 15, 2011