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Meliza
Meliza B. is a married woman who lives in Proper Budlasan, Canlaon City, Negros Oriental. She earns her living by operating three business ventures: a general store, motorcycle transport and videoke singing. Her husband Pasto B. Jr., who is 40 years old, works as a farmer to earn his living. They have five children who are 13 to 21 years old. Meliza joined NWTF-Project Dungganon in 2008 because she aspired for something better for her family. With the help of her past five loans from NWTF-Project Dungganon, Meliza has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 9,500 helped her earn a monthly profit of PHP 4,000, improving the family's standard of living. This time, for her sixth loan, she is borrowing PHP 11,000, which she intends to use to buy stocks of goods for her general store so that she can continue to save for the future expansion of her business and the education of her children. Meliza B. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team on Kiva.org.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1094
    View loans »
    Philippines Loans Fundraising
  • $54,713,650
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Meliza to purchase more stock to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 22, 2010
Listed
Nov 8, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 16, 2011