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Riziki Group
In this Group: Juma, Elice, Rashidi, Richard, Sauda, Helena, Witnes, Sharoon*, Rosemary, Mussa, Miraji*, Leila, Paulina, Mariam, Jackline*
* not pictured
Juma R. is in his mid-twenties and married with one daughter. He has run a food shop for the past four years. In his shop he sells flour, sugar, wheat, etc. The shop is open daily from 7 a.m. to 8 p.m. This will be Juma's tenth loan with Tujijenge Tanzania. He used his past loans to open the shop and to pay interest on the shop. Juma plans to use this loan to increase the capital of his business.

Juma is a member of Riziki Group, which has 15 members. The members will hold each other accountable in repaying the loan. In the photo, Juma can be seen seated in the second row, wearing a black shirt and black cap.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 62
    View loans »
    Tanzania Loans Fundraising
  • $15,076,250
    Funds lent in using Kiva
  • 1,490.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Riziki Group's $3,850 loan helped a member to increase the business' capital.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 2, 2010
Nov 8, 2010
Currency Exchange Loss:
Mar 24, 2011