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Corazón De Jesús (Cuenca) Group
In this Group: Ana María, Margarita Dorinda, Carmen Lucia, María Evangelina, Ana Patricia, Miguel Angel*, María Rosario, Rosa Avelina, María Gerardina, Martha Verónica, Quito Josefina, Sandra Maricela, Sonia Priscila, Lourdes Patricia, Martha Verónica
* not pictured
The communal bank, Corazón de Jesús, is comprised of 14 women and 1 man who are pleasant, happy and hard-working people wishing to improve their home finances by their daily efforts. They live in the parish of Valle and they work in animal husbandry and agriculture. Many people have emigrated to different places in the world in search of better work, or to the city to find opportunities for a better job.

Sra Margarita T. lives in the Poloma community which is part of the Valle parish. This is her second loan through the communal bank; she works in animal husbandry with pigs and livestock. She sells the milk obtained from these animals to the milk trucks, and sells the animals within her community. Doña Margarita is 45 years old, she has been a widow for 14 years and has a 25-year-old son who is married and lives independently. She lives with her 10-year-old niece who is studying at school. Owing to her work, she has managed to build her own house. She plans to invest the loan in purchasing a cow. Her dream is to have a vehicle in order to be able to move around with greater ease.

Sra Ana L. lives in the centre of the parish of Valle. She is very young, having just turned 23 years old. She is married and has 2 children, aged 4 and 2 years, who she looks after. Her husband works in a factory in the city. They do not have a house of their own but rather they are renting. Doña Ana stays at home as her children are so young, but she makes good use of this time to work in animal husbandry, caring for animals such as: guinea pigs, chickens, rabbits and ducks, which she sells within her community whenever she has financial need to do so. This is the second loan that she has applied for from the community bank; she was invited by her mother to join and she has established good friendships with each of the members. She plans to invest her new loan in the purchase of chickens and feed, and also in buying grass for her guinea pigs and rabbits. Her aim is to be able to buy her own land.
View original language description ↓
El banco comunal Corazón de Jesús está formado por 14 mujeres y un hombre quienes son personas muy amables y alegres, trabajadoras quienes con el esfuerzo del día a día buscan mejorar la economía de sus hogares, viven en la parroquia del Valle, su gente se dedica a la cría de animales y a la agricultura, muchos han migrado a varios lugares del mundo en busca de mejores trabajos, también en la ciudad encuentran las oportunidades de un buen trabajo.

La Señora. Margarita T. vive en la comunidad de Poloma que pertenece a la parroquia del Valle. Este es su segundo crédito que realiza en la banca comunal, se dedica a la cría de animales como cerdos y ganado, la leche que obtiene de ellos los vende a los carros lecheros, sus animales los vende en su comunidad.
Doña Margarita tiene 45 años, es viuda hace 14 años y tiene un hijo de 25 años de edad que es casado y vive independiente. Vive en acompañada de una sobrina que tiene 10 años de edad que estudia en la escuela, gracias a su trabajo ha logrado construir su casa propia. El dinero de su crédito lo va a invertir en la compra de una vaca. Su sueño es tener un vehículo para poder trasladarse con más facilidad.

La Señora. Ana L. vive en el centro de la parroquia del Valle, es muy joven con apenas 23 años, es casada y tiene 2 hijos de 4 y 2 años de edad quienes pasan a su cuidado. Su esposo labora en una fábrica en la ciudad, no tienen casa propia por lo que viven arrendando.
Doña Ana pasa en casa debido a que sus hijos son pequeños pero aprovecha el tiempo para dedicarse a la cría de animales como: cuyes, pollos, conejos y patos a los mismos que los vende en su comunidad cuando tiene alguna necesidad económica.
Es el segundo crédito que realiza en la banca comunal y ha sido invitada por su mamá a formar parte de la banca en donde ha formado una bonita amistad con todas las socias. Su nuevo crédito lo va a invertir en la compra de pollos y en su alimento, también en hierba para sus cuyes y conejos. Su meta es comprarse un terreno.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $23,876,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Corazón De Jesús (Cuenca) Group's $4,850 loan helped a member to buy a cow, chickens and feed, and grass for guinea pigs and rabbits.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 28, 2010
Listed
Nov 26, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011