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Amparo Del Carmen
In the city of Portoviejo, the Communal Bank “Constructoras del Éxito” (Builders of Success) meets every fifteen days. This city has long been known as the “City of the Valley” because of the many surrounding hills.


Sra. Amparo is 35 years old and the mother of five children. She says that she has been separated for many years and was left alone with her children. Three of her children are high school students while the other two are in elementary school. Amparo and her children live in a house that she built on her mother’s land.


She has a business of buying and selling rice. Amparo works every day. She rents a car so that she can travel to a rice husker in San Jacinto where she is able to buy rice at a very low price. Afterwards she goes to Portoviejo where she has many customers who buy rice by the “quintal” (1 quintal = 46kg) or in 25 pound sacks. Her oldest daughter helps her with making sales whenever she has time.


This loan will be invested in the purchase of rice to sell each day since her existing capital was used for extending credit. Amparo has been a member of the Communal Bank for four years and enjoys the convenient payments. Her dreams include having a house of her own and a store where she can keep her merchandise.

View original language description ↓
En la ciudad de Portoviejo cada quince días se reúne el Banco Comunal Constructoras Del Éxito, esta ciudad se la conoce desde hace mucho con el nombre de Ciudad Del Valle por estar encerrada por muchos cerros que rodean la urbe.

En este lugar encontramos a la señora Amparo, tiene 35 años de edad y es madre de 5 hijos, nos cuenta que hace muchos años se separo y quedo sola con sus hijos, tres de ellos estudian en el colegio y dos en la escuela, construyo una casita en el terreno de la mamá donde vive con sus hijos.

Tiene un negocio de compra y venta de arroz, trabaja todos los días, contrata un carro que la lleva hasta una piladora de arroz en San Jacinto donde compra el arroz a mas bajo precio, luego se dirige a Portoviejo donde tiene sus clientes a quienes les entrega por quintal o por saquillos de 25 libras, su hija mayor le ayuda en sus ventas cuando tiene tiempo.

Este crédito es para invertirlo en comprar arroz para la venta diaria ya que el capital esta invertido por que deja a crédito. Tiene en el Banco Comunal ya 4 años y le gusta por las facilidades de pago. Sus sueños son tener su casa propia y un buen local para guardar su mercadería.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD