Gabriel C. A. is 27 years old and married. He lives with his wife and their children in the Guaranda canton in the Bolívar province. He has four children.
Gabriel belongs to the Casaiche Chilipamba Communal Bank, which is half an hour from Guaranda. It is a group that works in agriculture and farming livestock such as dairy cows and pigs. The group has 20 members.
Gabriel grows corn, wheat, beans, and potatoes. He also raises dairy cows. He buys them in Guaranda, and he sells them in the wholesale market in the same city.
He is requesting the loan to buy supplies for his corn, wheat, bean, and potato crops. He also wants the loan to buy animals to fatten and later sell. The loan will help him provide his family with the necessities.
His dream is to buy a house and to give his children an education.
He would like the amount of the loan to be higher.
Gabriel C. A. tiene 27 años. Es casado vive con la esposa y los hijos, vive en el cantón de Guaranda en la Provincia de Bolívar. Tiene 4 hijos.
Gabriel pertenece a la Ventanilla Casaiche Chilipamba ubicada a media hora de Guaranda perteneciente, es un grupo que se dedica a la agricultura y a la ganadería como vacas lecheras y chanchos, esta ventanilla tiene 20 miembros.
Gabriel se dedica a la agricultura de maíz, trigo fréjol y papa y a la ganadería cría vacas lecheras, las comprar las realiza en Guaranda y vende en el mercado mayorista de la misma ciudad.
Solicita el crédito para la compra de insumos para la siembra maíz, trigo fréjol y papa y animales para engordar y después vender. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades de la familia. Su sueño es ponerse comprar casa y dar la educación a los hijos.
Le gustaría que el monto del crédito sea más alto.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!