They sell fresh fish and prepared foods and buy and sell diverse products. The group joined Soro Yiriwaso's loan program five years ago. They are on their eighth group loan, having fully repaid the other seven.
Djeneba D. is the restaurant operator of the group whose business is located on the edge of the paved road running in front of the police station. She plans to use her loan to buy ten bags of wheat flour, five 20-liter cans of oil, and 25,000 FCFA's worth of condiments for the preparation of her fritters.
She hopes to make a monthly profit of 49,000 FCFA which will be used to repay the loan and meet family needs.
Elles font la vente de poisson frais, de la restauration et l’achat vente de diverses marchandises.
Le groupe a intégré le programme de crédit de Soro Yiriwaso depuis cinq ans. Il est à son huitième prêt solidaire, après avoir correctement remboursés les sept précédents.
Djeneba D. est la restauratrice du groupe qui est installée au bord du goudron passant devant la gendarmerie.
Elle compte utiliser son prêt pour acheter, 10 sacs de farine de blé, 5 bidons d’huile de 20 litres et 25000 FCFA de condiments alimentaires pour la préparation de son beignet.
Elle espère sur un bénéfice de 49.000FCFA par mois qui sera utilisé pour rembourser le prêt et subvenir aux besoins de la famille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid