Sitan K. plans to use her loan to purchase 10 boxes of Maggi bouillon cubes, 15 bags of dried gumbo, five 50-kg bags of table salt and three baskets of pepper. She buys her stock from wholesalers and sells retail for cash to a customer base composed mainly of women. She hopes to achieve monthly revenue of 41,250 West African Francs. Besides repaying her loan, she will use part of her revenue to pay her daughters’ wedding trousseau and other family expenses.
The members of the Benkadi family have a goal of increasing their working capital and diversifying their merchandise.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso depuis maintenant cinq ans. Le groupe est à son huitième prêt et Sitan K. compte acheter avec son prêt, 10 cartons de Cube maggi, 15 sacs de gombo séchés, 5 sacs de 50 kg de sel de cuisine et 3 paniers de poivre. Elle s’approvisionne auprès des grossistes et effectue sa vente en détail et au comptant à une clientèle composée essentiellement de femmes.
Elle espère réaliser un bénéfice de 41.250 FCFA par mois. En plus du remboursement du prêt, elle utilisera une partie de son revenu pour payer les trousseaux des filles et autres dépenses de la famille.
Les femmes du groupe Benkadi ambitionnent agrandir leurs fonds de commerce et diversifier leurs marchandises.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid