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Mrs. Chhum Sen Village Bank Group
In this Group: Chhum, Siv, Pha, Phuong, On, Boy, Thorn, Doarn, Launh, Choem, Phon, Yan, Koy, Chhom, Mel, In, Yun
Mrs. Chhum S. is the village bank president who has been selected by seventeen members, located in Kouk Pring village in Kandal province, who make up a village bank loan. They will each use their portion of the loan in varied ways to support their families' standard of living She was born in 1962 and is a farmer who owns a small piece of land that she uses to cultivate rice to sell to support her family, while her husband, Mr. Ra Yorng, is a commune chief who receives only a low salary to support his family. She is the mother of a child who is a seamstress in a garment factory.

At present, Mrs. Chhum S. is not comfortable living in her house because her yard is always invaded by some animals who damage her plants near her house. So, to improve her house, Mrs. Chhum S. is requesting a loan to buy metal netting and other supplies to build a fence around her house.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 101
    View loans »
    Cambodia Loans Fundraising
  • $35,456,775
    Funds lent in using Kiva
  • 4,210.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Chhum Sen Village Bank Group's $2,725 loan helped a member to buy metal netting and other supplies to build a fence to surround her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2010
Listed
Nov 5, 2010
Currency Exchange Loss:
Possible
Ended:
Nov 30, 2011