Mrs. Chum R. is a vegetable seller who is 55 and is a married mother caring for four children, three of whom are single while the remaining one is married. All of them are employed in various jobs.
Mrs. Chum R. has been selling vegetables for years in the busy market, and her business is running well because she sells her items at a reasonable cost to all customers. Her husband is a local farmer in the province of Kompong Tom. Because she has been occupied with her business, Mrs. Chum R. hasn't plowed her farmland yet. To solve this problem, Mrs. Chum R. is applying for a loan to hire a machine to plow the farmland. With the rest of the loan she will buy some vegetables to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.