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Dolores Ernestina
In El Progreso neighborhood, in the city of Portoviejo, the 'Ilusiones' community bank meets every fortnight. It is a marginal urban area which is very densely populated and known as the 'jail district' since the women's jail of Portoviejo is found there.

This is Dolores' third loan cycle with her community bank. What she most likes about her community bank are the health talks since she learns a lot from them. Dolores is 26 years old and lives with her common-law husband. They have two children, aged 10 and 11, who are in school. Her husband is a construction worker.

Dolores sells household products such as irons, blenders, fans, bed linen, etc. She also sells all kinds of clothes and shoes. She sells her products through a catalog. She shows the catalog to her customers and they choose which products they want. She then completes her quota, makes her orders, delivers the products to her customers and collects payment for the products every week or every fortnight as her customers prefer.

This loan will be used to buy more products since she has two orders to make and she needs capital because the capital she has is invested in the business. Her dream is to have her own distribution company for these products.
View original language description ↓
En la ciudadela El Progreso de la ciudad de Portoviejo se reúne cada quince días el Banco Comunal Ilusiones esta es una zona urbano marginal muy poblada en esta ciudad.se la conoce como el sector de la cárcel ya que en esta zona queda la cárcel de mujeres de Portoviejo.

Para la señora Dolores este es su tercer ciclo en el Banco Comunal, le gustan más que todo las charlas sobre salud ya de estas aprende mucho. Tiene 26 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 11 y 10 años, los mismos que están en la escuela. Su marido es albañil.

Vende productos para el hogar (planchas, licuadoras, ventiladores, camas, etc.) además de ropa y zapatos de todo tipo. Su forma de venta es por cartilla o por catalogo, enseña la revista donde están todos estos artículos y sus clientes deciden que es lo que quieren, luego ella al completar el cupo limite realiza los pedidos y entrega los productos de acuerdo al número que tengan sus clientes y cobra los productos dados todas las semanas o cada quince como prefieran sus clientes.

Este crédito es para comprar más de sus productos ya que tiene dos pedidos para realizar y necesita el capital ya que el que tenia esta invertido. Su sueño es tener su propia distribuidora de estos productos.

About Ecuador

  • $10,200
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Dolores Ernestina to buy irons, blenders, fans, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 20, 2010
Listed
Nov 26, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011