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Nury Emperatriz
The Picoaza Communal Bank meets every fifteen days in Picoaza Parish in the city of Portoviejo. This place is known for being a commercial area, its traditional festivals in honor of St. Peter and St. Paul, and the rich cultural history contained within its mountains.


Sra. Nury is a founding member of the Communal Bank and enjoys the availability of loans and benefits that Fundación ESPOIR provides to its members. She is 51 years old and was married for several years before her husband passed away. This relationship resulted in five children, four of whom are adults. The youngest child is still a minor and lives with her.


Nury is a merchant, selling all types of clothing door-to-door. She also has several customers who place orders with her for these products. Nury works Wednesday through Sunday. She offers her products on credit and collects payments on Saturdays. Nury says she has been in this business for 15 years and has done well because of her customers. She buys her merchandise in Guayaquil at the end of the month.


This loan will be used to buy merchandise in Guayaquil. Her dreams include finishing the construction of her house and establishing a small store in her home.

View original language description ↓
El Banco Comunal Picoaza se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la rica cultura histórica que encierran sus montañas.

La señora Nury es socia fundadora del Banco Comunal y le gusta por la facilidad para conseguir los créditos y por los beneficios que brinda la institución a sus socias. Tiene 51 años de edad, hace varios años el compañero de su vida falleció pero de esta relación tuvo 5 hijos, cuatro de ellos son mayores, el ultimo que es menor de edad vive con ella.

Se dedica al comercio, vende ropa de todo tipo y su forma de venta es puerta a puerta, aunque también tiene muchos clientes que le encargan sus productos, trabaja de miércoles a domingo, deja sus productos a crédito y cobra los días sábados. Nos cuenta que lleva en este negocio como 15 años y que le va bien por la clientela que tiene. Los productos los compra en Guayaquil cada fin de mes.

Este crédito lo va a utilizar para ir a Guayaquil a comprar su mercadería. Sus sueños son terminar su casa y construir un pequeño local para vender en su casa.

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Nury Emperatriz purchase all types of clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2010
Listed
Nov 26, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011