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Viviana Narcisa
In the Ayacucho district, within the county of Santa Ana, the Amigas por Siempre (“Friends Forever”) cooperative bank meets every fifteen days. This area is known for its grand vegetation, but most of all, for beautiful fresh water spas that are frequented by local and foreign tourists.

This is where we find Viviana, who is 22 years old and married. The result of this beautiful relationship is a three-year-old daughter, who is her most precious treasure. Her husband is a merchant.

In addition to being a wonderful mother and homemaker, she dedicates herself to commerce. She sells all types of clothing door-to-door, and also has several customers that place orders since the clothing she carries is select. She works Saturdays and Sundays from 8:30 am to 4:00 pm, taking advantage of the fact that her mother can care for her daughter on those days. She delivers on credit, and charges once per week.

This loan is for the purchase of more merchandise, as the coming holiday season is a good one for sales. She wants to purchase mostly women and children’s clothing. She has been a member of the cooperative bank since its inception and is the overseer of payments, which she does gladly. Her dream is to one day have her own store.
View original language description ↓
En la parroquia Ayacucho del cantón Santa Ana se reúnen cada quince días el Banco Comunal Amigas Por Siempre. Este lugar es conocido por su gran vegetación pero sobre todo por sus hermosos balnearios de agua dulce que son muy visitados por turistas locales y de otras ciudades.

En este lugar encontramos a la señora Viviana, ella tiene 22 años de edad, mantiene una relación de unión libre y fruto de esta linda relación tiene una hija de tres años de edad que es su más preciado tesoro. Su esposo se dedica al comercio.

Ella además de ser una muy buena madre y ama de casa se dedica al comercio, vende ropa de todo tipo y su forma de venta es puerta a puerta, además tiene varios clientes que le realizan pedidos ya que la ropa que ella lleva para sus clientes es seleccionada. Trabaja los sábados y domingos desde las 8h30 hasta las 15h00 aprovecha que su hija la deja en casa de su mamá eso días, deja a crédito y cobra semanalmente.

Este crédito es para comprar más mercadería ya que esta temporada que se avecina es muy buena, lo que más va a comprar es ropa de mujer y de niños. Está en el Banco Comunal desde el principio, es la fiscal de pagos del Banco y lo hace con mucho agrado. Su sueño es tener algún día su propio almacén.

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Viviana Narcisa to purchase clothing, especially women and children's.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2010
Listed
Nov 26, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011