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Mujeres Con Decisión (Cuenca) Group
In this Group: María Rosario, Ruth Esperanza, María Carmen, Mayra Alexandra, Zoila Oliva, Ruth Cecilia, María Beljica*, María Targelia, Jenny Susana, María De Lourdes*, Jessica Alexandra, Rosa Isabel
* not pictured
The communal bank "Mujeres con Decisión" ["Women with Decision"] is made up of 12 partners. With their daily work, they look for personal success and the success of their families. Our members work in different trades and are very proud of what they do. They live in different parts of the city of Cuenca. This city is known for its beautiful landscape, its cold climate, its people that maintain its culture and traditions, and its great variety of cooking styles.

Mrs. Ruth Arévalo lives in the center of the city of Cuenca. She has been in the communal group for three years. At this time, she has a beautiful friendship with all the members of the group. This member has been a merchant for 18 years. She sells costume jewelry, as well as Avon, Esica, and Yanbal cosmetics, and catalog clothing. She sells her products throughout the city to her friends and acquaintances. Doña Ruth is 30 years old, is married, and has 2 children that are 14 and 6 years old. Her first son studies in high school, and the second studies in elementary school. Her husband works in a tire repair shop, and on the weekends he rents sound equipment for all kinds of events. She does not have her own house, so she rents one. She will use her new loan to invest in products for her business such as clothing, cosmetics and costume jewelry. Her goal is to have her own house.

Mrs. Ruth S. lives in the sector "el Cebollar" ["The onion patch"] in the city of Cenca. She is 36 years old, is married, and has three children. They are 15, 12, and 6 years old. Her first two daughters study in high school, and her son studies in elementary school. Her husband is an automobile mechanic. They do not have their own house, so she lives in a family's rented house. This member makes crafts and arranges bouquets of flowers for all sorts of special occasions. She has been working for six years from Monday through Saturday. The business is not her own, but there are occasions, such as this one, in which she invests her own money to buy flowers. She is going to use her loan to buy flowers. Her goal is to have her own house.

Note: The small attached photo is of Mrs. Jenny Susana Guapasaca C..
View original language description ↓
El banco comunal Mujeres con Decisión está formado por 12 socias quienes con su trabajo diario buscan el éxito personal y también el de su familia, nuestras socias laboran en diferentes oficios y están muy orgullosas de ello. Viven en diferentes lugares de la ciudad de Cuenca, esta ciudad es conocida por sus bellos paisajes, su clima frió, su gente que mantienen su cultura y tradiciones y su gran variedad en la gastronomía.

La Señora Ruth Arévalo vive en el centro de la ciudad de Cuenca, se encuentra en la banca comunal hace tres años y en este tiempo ha llegado a tener una linda amistad con todas las socias de la banca. Nuestra socia es comerciante hace 18 años, se dedica a la venta de bisutería, también vende cosméticos de la marca de Avon, Esica y Yanbal, ropa por catalogo, sus productos los vende recorriendo la ciudad, a sus amigas y conocidas. Doña Ruth tiene 30 años, es casada y tiene 2 hijos de 14 y 6 años de edad, su primer hijo estudia en el colegio y su segundo hijo en la escuela. Su esposo labora en una vulcanizadora y los fines de semana alquila equipos de sonido para todo tipo de eventos. No tiene casa propia por lo que vive arrendando. Su nuevo crédito lo va a invertir en productos para su negocio como ropa, cosméticos y bisutería. Su meta es llegar a tener su casa propia.

La Señora Ruth S. vive por el sector del Cebollar en la ciudad de Cuenca, tiene 36 años, es casada y tiene 3 hijos de 15, 12 y 6 años de edad, sus dos primeras hijas estudian en el colegio y su ultimo hijo en la escuela. Su esposo es de profesión mecánico automotriz. No tienen casa propia por lo que vive en una casa prestada que es de un familiar. Nuestra socia se dedica a realizar artesanías, elabora ramos de flores para cualquier ocasión especial, labora hace 6 años de lunes a sábados, el negocio no es de su propiedad pero hay en ocasiones en donde también invierte su dinero para la compra de flores como en esta ocasión, su crédito lo va a invertir comprando flores. Su meta es llegar a tener su casa propia.

NOTA: La foto pequeña adjunta es de la Señora Jenny Susana Guapasaca C..

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres Con Decisión (Cuenca) Group's $4,625 loan helped a member to buy clothing, costume jewelry, cosmetics, and flowers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 26, 2010
Listed
Nov 26, 2010
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2011