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Shairbubu K. is 53 years old and married. She has four children and also is responsible for three children of her deceased brother-in-law.

Shairbubu graduated from college and worked at the local kindergarten as a nurse. In order to find a means of subsistence for her large family, in 1995 she began to breed livestock. Her persistent and hard work allowed Shairbubu to maintain a farm with one cow, eight sheep, and two goats. With the revenue from this activity, she was able to pay for education for her daughters.

Currently, Shairbubu is applying for a loan of 50,000 Kyrgyz Soms to purchase three calves. Using the revenues from this loan, she plans to marry off her son and build a house for him.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Shairbubu to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 29, 2010
Nov 4, 2010
Currency Exchange Loss:
Nov 15, 2011