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Zina's Group
In this Group: Zina , Anarkul , Maksuda , Kymbat
Zina A. is the leader of the group. She is 57 and married. She has 3 children; the youngest of them lives at home and helps run their business- farming and cattle breeding. Over the years, the family has managed to increase cattle stock. In order to develop this business, Zina wants to purchase more cattle, and is requesting a loan for this purpose. In the future she is planning to arrange her son’s marriage.

Zina’s partners:

Anarkul K., 63, a widow. Her family has 8 children; most of them are adults and live separately, except the 2 youngest. With the help of her daughter, Anarkul is engaged in cattle breeding and farming. The loan purpose is to increase cattle stock.

Maksuda T., 52, a widow. She has 8 children; the youngest son helps his mother to earn money by farming. The loan purpose is to obtain necessary equipment for ground weeding.

Kymbat J., 57, married. She is the treasurer of the group. Her family has 6 children; all but the youngest one are married. The family makes their livelihood by cattle breeding. The loan purpose is to purchase more cattle for increasing the total number of animals.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 100
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,737,800
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zina's Group's $1,500 loan helped a member to purchase cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 8, 2010
Nov 4, 2010
Currency Exchange Loss:
May 15, 2011