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Nina's Group
In this Group: Nina , Janyl , Chabagan , Kulzada
Nina A. is the leader of the group. She is 58 and married. Her husband works in the business of goods transportation. Besides running the family business, cattle breeding, Nina is also a chemistry and biology teacher. The family’s total income makes it possible to satisfy their daily requirements. The family wants to purchase a calf in order to increase cattle stock, and is requesting a loan for this purpose.

Nina’s partners:
Janyl I., 52, married. Janyl is a Kyrgyz language and literature teacher. Because of the low salary, the family has to breed cattle in order to increase their total income. Janyl wants to obtain 3 sheep, and is requesting a loan for this purpose.

Chabagan K., 50, married. She is a Russian language and literature teacher. Her family is also engaged in cattle breeding. Her loan request is to purchase 2 calves for fattening.

Kulzada S. is the treasurer of the group. She is 44, married. She makes her living as a mathematics teacher. Her family earns additional income by breeding cattle. The loan purpose is to buy 2 calves to increase their stock.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,317,750
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nina's Group's $1,550 loan helped a member to purchase a calf.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Nov 4, 2010
Currency Exchange Loss:
May 15, 2011