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Arnoldo O. U. is 40 years old and lives in the town of San Juan Opico, in the department of La Libertad. He lives with his wife, who looks after the household chores, and their two young children. Arnoldo owns a small farm in which he raises cattle to sell. Thanks to his excellent quality standards, Arnoldo has many customers in spite of the fact that he hasn't been in charge of running this business for very long. However, he has a lot of experience since he has been in the business alongside his father for his whole life. Arnoldo is requesting a loan in order to be able to buy more feed for his cattle and also so that he can buy two dairy cows to sell their milk and use for his own family's consumption. Arnoldo hopes to improve his business and therefore be able to provide his wife and children with a better life.
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Arnoldo O. U. de 40 años de edad, reside en el pueblo de San Juan Opico, ubicado en el departamento de La Libertad, en donde vive junto a su esposa quien se dedica a los quehaceres del hogar y junto a dos hijos menores de edad. Arnoldo posee una parcela en la cual se encarga de criar ganado y luego comercializarlo. Gracias a sus excelentes estándares de calidad, Arnoldo cuenta con muchos clientes, esto ha pesar de que cuenta con poco tiempo de dedicarse a este trabajo como propietario de su negocio, aunque posee mucha experiencia debido a que se ha dedicado toda su vida a este oficio junto a su padre. Arnoldo solicita un préstamo con el fin de poder comprar mayor cantidad de alimentos para su ganado, y así mismo comprar dos vacas lecheras, para comercializar la leche y así mismo para consumo de la familia. Arnoldo espera mejorar su negocio y de esta forma brindarle una mejor vida a sus hijos y su esposa.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 747
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Arnoldo to buy two dairy cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 13, 2010
Nov 6, 2010
Currency Exchange Loss:
Jan 15, 2012