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Nazgul's Group
In this Group: Nazgul , Askarbek , Duishebai , Chinara
Nazgul A. is the leader of the group. She is 37 and married. Together with her spouse, who earns money by working as a security guard, they have brought up two children. Both of them attend school. Nazgul augments the family’s income by working as an accountant in a paper factory. Her family is also engaged in breeding livestock. 5 years ago they were presented a sheep. With the profits earned from raising livestock, Nazgul has managed to purchase a car. The purpose of this loan is to obtain 2 sheep for breeding. In the future the family plans to open their own café.

Nazgul’s partners:

Askarbek T., 45 is married. The couple have 3 children. She is the head of the family and raises money by working in a workshop in the paper factory. The loan purpose is to obtain necessary equipment for mowing hay.

Duishebai O., 53 is married. Both of his 2 children live separately. He is the head of the family and is a manger in a paper factory. besides He also breeds cattle to resell. The aim of loan is to buy 2 cows to increase stock .

Chinara S. is the treasurer of the group, she is 33 and married. Her family has 3 children. Chinara is an accountant in a paper producing factory. The loan purpose is to purchase 2 tons of coal for winter.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nazgul's Group's $1,425 loan helped a member to purchase sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2010
Nov 3, 2010
Currency Exchange Loss:
Nov 15, 2011