Sughran Muhammad Ilyas' Group
Sughran supports her family by doing embroidery work for her neighboring customers. She has a vast knowledge of her business and keeps up to date about the latest trends in fashion. She is the mother of two daughters and a son. Her daughters help her in completing embroidery orders on time and her son works in a factory earning a meager income.
Sughran is married to M. I., a cobbler. He receives orders from different factories and shoe shops and provides them with finished goods to earn an income.
Sughran has applied for a loan from Kiva partner, Asasah, for her embroidery business. With the loan, she will buy embroidery materials such as beads, colored thread, fabric and sketches that will help her to finish orders on time and offer more variety to her customers. She is a new loan user of Asasah and this is her first loan application. She hopes that it will be a profitable experience for her.
Note: In the photo, the lady who has holds a book (called the Asasah passbook) in her hands is Sughran.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid