She is married to A. A. who is a daily wage labor. She has a daughter and a son. Both are illiterate and do different work. Her daughter does embroidery and her son has a business of leather selling. She lives with her family in Kasur which is a mid-sized city of Pakistan and known for its leather industry. She owns a two-room brick house where she has been living for over 20 years.
She is hopeful that she will be able to make more income after this loan investment which will result in making her family’s lifestyle better. She is a regular loan user of Asasah and this is her 3rd loan application. In previous loan years, she has proved a responsible client who has paid her installments on time and attended every meeting.
Note: In the photo, the lady who has holds a book (called Asasah Passbook) in her hands is Seema.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid