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Marbella Group
In this Group: Angela, Juana Alicia, Sara , Valentina Silvia , Estela
This solidarity group, called "Marbella", is located in the community of Jaloxtoc, Ayala, in the State of Morelos in Mexico. It is comprised of five members who know each other and are neighbors. They are:
  • Angela T. A., who will use her loan to buy notebooks, pencils, pencil sharpeners, etc. for her paper store as well as medicine and vitamins for her drugstore,

  • Juana Alicia González Hernández, who will buy baking mixture, frozen meat, red meat, disposable glasses, plates and spoons for her food business,

  • Sara D. T., who will buy sugar, eggs, oil, toilet paper and soft drinks to stock up her store,

  • Valentina Silvia A. B., who will buy Tupperware and shoes to stock up her business,

  • Estela Gutiérrez C., who will buy ladies' shoes to stock up her store, because shoes are in high demand.


Ms Juana Alicia González is 36 years old, studied until fifth grade and is married to an agricultural laborer. They have three daughters: Paulina is 15 and attends a three-year pre-university course, Brenda is 13 and attends high school, and Anais is 11 and goes to elementary school. Ms Juana Alicia has a food business; she sells pies, pozole (stew made with pork or chicken and corn), soft drinks, tostadas (fried corn pancakes) and dobladas. She applies for a loan to buy baking mixture, frozen meat, red meat, disposable glasses, plates and spoons to stock up her business. She started her business a year ago for economic reasons. She rented her premises within walking distance from her home, one and a half blocks away. Her business is important to her because she feels useful, has an income and learns to be independent. She loves to cook and gets a lot of satisfaction from preparing dishes for visiting people who can enjoy a tasty meal. She is proud that her business gives her all the necessary resources to provide for her daughters. Her daughters help her to prepare the dishes; the eldest girl attends school in the afternoon and the younger one in the morning. Her customers are all kinds of people, boys and girls, men and women, all in all she serves 30 to 40 customers a day. The earnings are used to invest in necessary ingredients, repay her loan and save some money. Her business helped her when she faced economic challenges, because she was able to pay for the girls' school and other expenses when her husband had no work. Her dream for the future is to expand her business and offer a greater variety of dishes. Ms Juana Alicia is very happy with the granted loan because it helps her to pay for what she needs. The improvement she wants to achieve is that her daughters become professionals and that she can invest in more food and earn an income from her work.

The residents of Jaloxtoc are nice and very quiet, there are no crimes and people love to help each other. The group members want to say to Kiva and Fundación Realidad: "Thank you, and please keep on helping us with more loans. We are grateful for your trust."
View original language description ↓
Este grupo solidario se llama "Marbella" se encuentra localizado en la comunidad de Jaloxtoc, Ayala, en el estado de Morelos, México. Esta conformado por 5 integrantes que se conocen y son vecinas, ellas son:
**Ángela T. A. va a comprar con su préstamo libretas, lápices, sacapuntas etc. para surtir su papelería y medicamentos vitaminas para surtir su farmacia
**Juana Alicia González Hernández va a comprar masa, carnes frías, carnes rojas, vasos, platos, cucharas desechables para su negocio de venta de comida
**Sara D. T. va a comprar azúcar, huevo, aceite, papel higiénico, refrescos, etc. para surtir su tienda.
**Valentina Silvia A. B. va a compra Topperware y zapatos para surtir su negocio.
**Estela Gutiérrez C. va a comprar zapatos para dama es el que más se vende para surtir su negocio.

La señora Juana Alicia González tiene 36 años de edad, estudio hasta el 5º año de primaria, ella es casada su esposo trabaja como campesino y tiene 3 hijas ellas son Paulina de 15 años está estudiando la preparatoria, Brenda tiene 13 años de edad estudia la secundaria, Anais tiene 11 años estudia la primaria. La señora Juana Alicia tiene un negocio de comida vende tortas, pozole, refrescos, tostadas, dobladas y solicito su préstamo para invertir en la compra de alimentos masa, carnes frías, carnes rojas, vasos, platos y cucharas desechables para surtir su negocio, inicio su negocio hace 1 año por necesidades económicas, renta un local a cuadra y media de su casa llega caminando a su local, su negocio es importante porque se siente útil, tiene ingresos y aprende a ser independiente y le gusta cocinar, le da gran satisfacción u orgullo poder elaborar su comida para las personas que no son de este lugar y puedan comer sabroso. Ella esta orgullosa con su negocio por que tiene recursos para sus hijas y tiene de donde tomar lo necesario, sus hijas le ayudan a preparan la comida la grande va en la tarde la escuela y la chica en la mañana. Sus clientes son niños, niñas, señores y señoras, atiende de 30 a 40 clientes al día. Las ganancias las utiliza para invertir en lo que haga falta, para ir pagando el préstamo y para ahorrar un poco, este negocio le ha ayudado cuando tiene algunos problemas, para la escuela de las niñas y cuando su esposo no tiene trabajo de ahí tiene para los gastos. Sus sueños para el futuro son poder agrandar el negocio un poco más de comida diferente tener variedad de comida. La señora Juana Alicia está muy contenta con el préstamo que le proporcionan porque me le va a servir para lo que me haga falta. Las mejorías que desea lograr para sus hijas son que pudieran lograr una profesión y lo piensa lograr invirtiendo el préstamo en la comida, echarle ganas al trabajo. El pueblo de Jaloxtoc es bonito, es muy tranquilo, no hay delincuencia, la gente le gusta ayudarse entre sí. Los integrantes del grupo quieren decirle a Kiva y a Fundación Realidad “Gracias y que nos sigan apoyando con más préstamos, les agradecemos su confianza”.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 30
    View loans »
    Mexico Loans Fundraising
  • $19,067,200
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Marbella Group's $1,800 loan helped a member to purchase baking mixture, frozen meat, red meat, disposable glasses, plates and spoons to stock up her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2010
Listed
Nov 6, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2011