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Ainagul's Group
In this Group: Ainagul, Janylkan , Nazira , Cholpon
Ainagul O. has the status of group leader. She is 39 and married. Together with her spouse, who is a veterinarian, she has raised two children who are school pupils. Since 2000, the family has raised money by breeding cattle. She also works in a technical role at a school. The family has managed to increase its cattle stock and to purchase necessary household appliances. In order to develop the business and increase the total number of cattle, Ainagul is planning to purchase 3 calves for fattening and breeding. This is her purpose for requesting a loan.

Ainagul’s partners:

Janylkan N., 54, is a widow. She has 3 children. Currently she raises money by cattle breeding and works in a technical role at a school. Janylkan wants to get a loan in order to purchase and fatten 2 calves.

Nazira I., 28, is married. Her family has 2 children. Today Nazira works in a technical role at a school. Her family also makes a living breeding cattle. The loan purpose is to purchase 2 calves for fattening.

Cholpon J. is the treasurer of the group. She is 40, and married. Together with her spouse she has raised 3 children. Her son and her husband are farmers and are engaged in cattle breeding. The family needs to get a loan in order to purchase 3 sheep for further fattening.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and uphold the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,319,275
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ainagul's Group's $1,225 loan helped a member to purchase three calves for breeding.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 26, 2010
Nov 4, 2010
Currency Exchange Loss:
Sep 15, 2011