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Cesar Antonio
Cesar Antonio G. H. is an active worker for the Ministry of Health working as a technician with vector-borne illnesses. He has been working with this institution for 21 years and is currently married with two school-age children. He has had five loans with CEPRODEL and he has used each one to purchase construction materials to expand and improve his home. The CEPRODEL loans have benefited him greatly and in this way he has improved the conditions of his life for him and his family.
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El Sr. Cesar Antonio G. H. es trabajador Activo para el Ministerio de Salud desempeñándose como Técnico de E.T.V tiene Veinte y un años de trabajar para esta institución, es casado actualmente tiene dos hijas en edad escolar. Ha tenido cinco créditos con CEPRODEL y cada uno los ha realizado para la compra de materiales de construcción para ampliar y mejorar su casa de habitación, de cuales los créditos con ceprodel le han beneficiado en gran manera ya que de esta manera el ha mejorado su condición de vida de él y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 78
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Cesar Antonio purchase of construction materials: sand, cement, stone, gravel, blocks, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Dec 1, 2010
Currency Exchange Loss:
Jun 18, 2012