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Victoria De La Concepcion
Mrs. Victoria is a hardworking resident of the town of Chinandega. Chinandega has an arrangement with CEPRODEL where they can deduct loan payments every fifteen days from a person’s salary. Mrs. Victoria is married with two school-aged children. She has worked with CEPRODEL since 2007 and has had five loans with them.
Mrs. Victoria is asking for this loan in order to make monthly payments to the university. If she is not up to date on her payments, they will not let her take her exams.
View original language description ↓
La señora Victoria de la Concepcion M. N. es trabajadora de la Alcaldia de Chinandega con quien tenemos convenios con deducciones de salarios quincenales, es casada tiene 2 hijos en edades escolares trabaja con CEPRODEL desde el 2007 y ha obtenido 5 creditos.

Doña Victoria M. N. Solicito credito para ponerse al dia con pagos de mensualidades de la Universidad ya que de no estar al dia no le permitirian hacer examenes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Victoria De La Concepcion personal expenses (education).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 30, 2011