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Angel Alberto
Angel Alberto G. M. works as a carpenter at the National Autonomous University of Nicaragua (Universidad Nacional Autónoma de Nicaragua, in Spanish). He has two school-aged children.

The loan requested is for the purchase of construction materials because he plans to make improvements to his house, reinforcing and plastering walls of the house, and to solve some family problems.

View original language description ↓
ANGEL ALBERTO G. M.,Trabaja Como Carpintero en la Universidad Nacional Autónoma de padre de familia de dos niños y estos se encuentran en edad escolar, el prestamo solicitado es para la compra de materiales de construccion ya que piensa mejorar su casa de habitación reforzar y repellar paredes de casa y resolver algunos problemas familiares.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Angel Alberto to remodel his house, reinforcing and plastering walls, and to cover some family expenses.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Oct 12, 2010
Nov 3, 2010
Currency Exchange Loss:
Jan 19, 2013