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Estela Lizette
Señora Estela R. R. is a teacher at a school in the city of Viejo. She is married and has a son of school age. She has advanced herself little by little. She is applying for this loan to finish building her kitchen, which she wants to fix up. It has cost her quite a bit to improve her house, and in the interview with her, she expressed her gratitude to the institution (CEPRODEL), since she has improved her quality of life quite a bit through these loans.
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La señora Estela R. R. es profesora de un colegio en la ciudad de el Viejo, es casada tiene un hijo en edad escolar ha salido adelante poco a poco este financiamiento lo solicito para terminar de construir su cocina la cual la quería acondicionar, le ha costado bastante sacar adelante su casa y en la entrevista que le hice nos manifestó su agradecimiento hacia la institución ya que por estos créditos ha mejorado bastante su calidad de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Estela Lizette improve her home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Nov 3, 2010
Currency Exchange Loss:
Dec 6, 2012