In order to increase their working capital, the group members have decided to collaborate with Soro Yiriwaso, and are now on the first solidarity loan.
Mrs. Mahawa Niaré plans to use her loan to purchase seven baskets of fresh village at the Niger river in their village. In order to have smoked fish, she properly washes her fish, places it on top of appropriate materials designed for it and smokes them over fire in a corner of her yeard, for at least two or three days. The smoked fish is sold out of her home and at the Konodmini market, for cash and on credit, to a diverse customer base.
Mrs. Mahawa Niaré plans to achieve an average monthly benefit of 25,000 West African Francs, which will be used towards healthcare expenses for her children and some everyday household needs.
Les membres du groupe font essentiellement le petit commerce de poissons frais et fumés.
Dans le but d’augmenter leurs fonds de commerce les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 1er cycle de prêt solidaire.
Madame Mahawa Niaré compte utiliser son prêt pour acheter, 7 corbeilles de poissons frais au bord du fleuve Niger dans le village.
Pour avoir du poisson fumé, elle lave proprement ses poissons frais, les étale sur les matériels conçus pour la circonstance au dessous duquel elle active le feu dans un coin de la cour de la maison pendant deux ou trois jours au moins. Le poisson ainsi fumé est vendu à domicile et à la foire de Konodimini au comptant et à crédit à une clientèle mixte.
Madame Mahawa Niaré envisage réaliser avec ce prêt un bénéfice mensuel moyen de 25 000FCFA qui sera utilisé pour assurer les soins de santé des enfants et les petits besoins du foyer.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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