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Soñadoras Del Futuro Group
In this Group: Margarita Inés , Rosa Paulina , Juana Roberta , Herminia Antonia , Julia Vicenta *, Juana Micaela *, Isabel , Ofelia Andrea , Leandra Silveria , Juana Esther , Antonia Marta , Ruth Noemi , Angélica Patricia , Cayetana María
* not pictured
Doña Inés is 43 years old and widowed. She has five children. She buys one-day-old chicks, fattens them up and, when they are a month old, she sells them. She has twenty years of experience in this business. Lacking capital she joined together with other neighbors who also have their own businesses. They decided to form the “Soñadora del Futuro” (Dreaming of the Future) community bank with Inés as president. The group's name means that they are dreaming of a better future for themselves and their children. The loan Inés is requesting will be used as working capital so that she can buy chicks and vaccines. Inés dreams of being able to distribute chicks or have a small farm which will help her to increase her income and improve her living conditions.
View original language description ↓
Doña Inés D. cuarenta y tres años D. edad, viuda con cinco hijos, se dedica a la compra D. pollos que tienen un día D. nacidos, los engorda y cuando ya tienen un mes los vuelve a vender. Tiene veinte años D. experiencia. Y por escases D. capital se reunen con otras vecinas que también cuentan con negocios propios. Deciden formar el Banco Comunal llamado "Soñadora del Futuro", siendo Inés la presidenta el nombre del grupo significa que sueñan con tener un mejor futuro para ellas como para sus hijos. El capital solicitado lo utilizará para capital D. trabajo, comprando pollos y vacunas. Doña inés sueña con poder distribuir los pollos o tener una pequeña granja el cual la ayudara a incrementar sus ingresos y mejorar sus condiciones D. vida.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 119
    View loans »
    Guatemala Loans Fundraising
  • $10,316,900
    Funds lent in using Kiva
  • 8.1
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Soñadoras Del Futuro Group's $3,875 loan helped a member working capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 21, 2010
Oct 31, 2010
Currency Exchange Loss:
Aug 16, 2011