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Mujeres Alegres Group
In this Group: Ana , Juliana Estela , Herlinda Isabel , María Eliza , Juana , Josefa , Isabel , Florencia Hernestina , Rosario , Micaela Alejandrina , Carmen Paulina , Francisca Mariquita
Doña Ana P., age 45, did not attend school because she had to work in order to help with the household expenses. As a result, she has been illiterate since she was a young girl. She has three daughters, of whom two are grown while the youngest is 17. Her husband works as a farmer while she spends her time raising animals (pigs and chickens). Ana has sufficient experience and is able to generate income to help with her daughter’s education as well as the household expenses. She possesses great enthusiasm and the desire to succeed. With the help of some of her neighbors and fellow participants in an agricultural program, she organized a group for the purpose of requesting a loan.


This Communal Bank is called “Mujeres Alegres” (Cheerful Women), a name that was selected by all of the members. The group consists of twelve women who engage in different types of businesses including raising animals, sewing, and selling traditional clothing. Ana will use her loan to buy pigs in order to increase her production and generate more income. Her dream is to grow her business, but is not able to do so because of a lack of capital. She believes this loan will help her accomplish her goals so that she can improve her living conditions.

View original language description ↓
Doña Ana P., tiene cuarenta y cinco años D. edad, es analfabeta ya que desD. niña tuvo que trabajar para colaborar con los gastos del hogar y por eso no tuvo la oportunidad D. asistir a la escuela, ella tiene 3 hijas dos mayores D. edad y la pequeña D. 17 años, su esposo es agricultor y ella se dedica a la Crianza D. Animales (Cerdos y Pollos) y ya tiene suficiente experiencia en ésta producción y lo realiza con el fin D. obtener ganancias para colaborar en gastos D. educación D. su hija como del hogar. Contando con entusiasmo, deseos D. superación y la ayuda D. unas vecinas y compañeras D. un programa D. agricultura organizan un grupo, para poder solicitar un préstamo. El Banco Comunal se denomina MUJERES ALEGRES, el nombré fue elegido por todas las integrantes. El grupo cuenta con 12 integrantes mujeres, quienes se dedican a diversas actividades entre ellos podemos mencionar; la crianza D. animales, Confección y venta D. ropas típicas. El préstamo ella lo utilizará para compra D. Cerdos, y D. esa forma incrementar su Producción y así generar más ingresos. Ya que el sueño D. ella es que su producción crezca, pero por falta D. capital, no ha podido, y considera que con este crédito crecerá su producción y generara mas ingresos para mejorar sus condiciones D. vida.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 100
    View loans »
    Guatemala Loans Fundraising
  • $9,101,050
    Funds lent in using Kiva
  • 8.1
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Alegres Group's $2,050 loan helped a member operating capital to acquire pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2010
Listed
Oct 30, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011